wincor nixdorf mahindra comviva cardless-transaction qr code

Leading IT solution provider to retail banks – Wincor Nixdorf –  and mobility solution provider –  Mahindra Comviva – have collaborated to offer a better and safer experience at ATMs by making the transactions cardless using QR Code and NFC technologies.

Consumers using Mahindra Comviva’s Mobiquity Wallet smartphone app will be able to add credit (to the wallet) or withdraw cash from ATMs simply by scanning a QR Code using the app. The users also have the option of presenting the QR Code generated on their app to a scanner installed on the ATM or tap the NFC tag.

The concept was first displayed during Mobile World Congress 2016 at Fira Gran Via conference facility in Barcelona, Spain.

We are continuously innovating to ensure that the consumers get a seamless transaction experience. Collaboration with Wincor Nixdorf will help in boosting our consumer focus by enabling mobile wallet transactions at the ATM using new age technologies like NFC and QR code. The NFC offering will ride on our mobiquity® Wallet’s HCE rails to enable secure communication between the consumer’s phone and the ATM through a token based transaction. Our cooperation with Wincor Nixdorf is significant, because ATMs have been proven to be a secure, reliable and highly automated service channel – Srinivas Nidugondi, Senior VP and Head of Mobile Financial Solutions at Mahindra Comviva

The Open Wallet Interface offered by Wincor Nixdorf is well supported by Mahindra Comviva Wallet and users can easily withdraw and deposit money at ATM using the wallet.

ATM Networks as a sales and service channel will play an increasing role in the mobile wallet strategy of providers to deliver an omni-channel-experience and higher security in interacting with their customers…………With standardized interfaces, such as the Open Wallet Interface for mobile wallet solutions, we make integration easier and support mobile wallet providers with extensive services – from installation to operation of complete ATM networks – Hermann Salmen, Head of Mobile Financial Solutions at Wincor Nixdorf

Cardless transactions using QR Code technology are becoming popular as the method is faster and much safer.

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Shubhi Mall is a big fan of mobile marketing and passionately writes about O2O technology, SEO, and Social Media. When not writing, she is busy either watching rom-com movies or gardening. Shubhi is a Content Writer with Scanova.

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